The platform that turns entitled private land into permanent affordable housing — coordinating landowners, non-profit operators, and federal capital around a single, repeatable model.
The shortfall is millions of homes. The land most needed sits with private owners who can’t carry it indefinitely; non-profit operators have the mission and tenants but no balance sheet to acquire; federal capital is available but waits for someone to structure the deal.
Ubuntu LTD is the third party at the table — the platform that structures, underwrites, and coordinates so the math moves.
A repeatable mechanic that produces permanent affordable housing without anyone giving up anything they need.
A private landowner contributes an entitled site into a project-level SPV as preferred-equity contribution — not a sale, not a donation.
A mission-aligned operator owns the building on day one, no upfront capital. CMHC and Build Canada Homes finance construction on institution-grade terms.
Tenants pay rents indexed to local affordability. The operator runs the building; Ubuntu LTD monitors the covenants.
Twenty years of mortgage paydown plus equity remaining in the deal cover a fair price to the landowner. The non-profit owns the building and the land beneath it, fee simple.
The model only works when all three sides show up. Here’s what each side gets — and what we’d ask of you.
If you own an entitled site you can’t carry forever — or don’t want to liquidate at the bottom of the cycle — contribute it as equity. Year 20, you’re paid out at fair value from mortgage paydown plus retained equity. Your land becomes permanent affordable housing on the way there.
Start a conversation →You bring the mission, the tenant relationships, and the operating discipline. We bring the structured deal, the land, the CMHC and Build Canada Homes financing, and the legal architecture. No upfront capital required to begin. You operate; we monitor.
Become a partner operator →5,623 units across 21 entitled sites, governance built for public accountability, capital structured to CMHC and BCH standards. Ubuntu LTD is the coordinating entity that turns federal housing intent into closed projects.
Request a briefing →Every site listed below is under a binding agreement or binding letter of intent. The Launchpad cohort — four sites — breaks ground in 2026 and delivers 906 homes by 2028.
Ubuntu LTD is governed by a Board of Directors with deep experience in non-profit housing, refugee settlement, ecosystem leadership, and community institutions. The executive team has built and operated affordable housing under CMHC-funded programs.
Former Director of Housing, Toronto Community Housing. President, Canadian Council for Refugees. Three decades leading non-profit and public-sector institutions serving racialized communities.
Executive Director, Network for the Advancement of Black Communities (NABC). Senior leadership at United Way Toronto and Ontario Council of Agencies Serving Immigrants.
Executive Director, Pilgrim’s Feast Tabernacle Church. Values-based governance, organizational leadership, and community stewardship across faith-based institutions.
Ubuntu LTD did not begin as an idea on a whiteboard. It began with the African Canadian Affordable Housing (ACAH) Village — a CMHC-funded initiative led by our CEO, Kizito Musabimana, through the Rwandan Canadian Healing Centre.
That project established the foundational partnerships, delivery logic, and institutional credibility that became the Ubuntu platform. Every site in the Common Ground Initiative pipeline today runs the mechanic that was first developed there.
Ubuntu LTD is structured to work within Canada’s federal housing apparatus — CMHC for construction financing, Build Canada Homes for capital alignment, municipal partners for land entitlement, non-profit operators for stewardship.
Whether you’re a landowner with a site, a non-profit operator looking for a building, or a funder evaluating the model, the fastest path is a direct conversation.
Ubuntu Land Trust and Developments · Toronto, Ontario